Mortgage Rates Just Dropped. Is This Your Window?

Mortgage Rate Update. What does it mean for San Diego buyers & homeowners?

✅ Here’s what’s actually happening. Rates have ticked down slightly recently; MarketWatch reports a dip to 6.57%, which is the the lowest in nearly ten months, offering a small window of opportunity for new buyers and refinancers. That rate drop may boost your affordability. Even a small rate move can change your neighborhood options here in San Diego.

📉 What are experts predicting for the rest of 2025? Fannie Mae and others expect rates to fall toward 6.5% by year-end, assuming inflation remains in check. Goldman Sachs projects rates may stay higher, around 6.75%, citing global uncertainty and sticky yields on Treasury notes. Bottom line: Rates may slide a little, but don’t expect a return to sub‑6% territory this year.

🏡 Real San Diego insights. Even a small rate move can change your neighborhood options here in San Diego, especially since affordability is tight in some areas. I’m happy to walk through neighborhood-by-neighborhood numbers, show how much buying power changes, and help you make a smart move that fits your timeline and goals.

Hit reply or book a strategy call so you can feel confident about what comes next. No pressure, just clarity 📍

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San Diego Local Business Highlight 🎨🖌️

After a fire devastated his Leucadia gallery in 2019, local artist Greg Cali is turning heartbreak into hope with the grand reopening of his new space in Cardiff. Known for his evocative photography and paintings, Cali's comeback is a powerful story of resilience, creativity, and community.

“Overwhelmed, tired, happy—no sadness,” Cali shared during the reopening, surrounded by friends and supporters who’ve cheered him on through every step.

Want to visit the gallery? Check out this link here.

Talk Soon, NS